* { padding: 0; margin: 0; }

body {
 font-family: Arial, Helvetica, sans-serif;
 font-size: 13px;
  background:url(../images/background.png);
}
#wrapper { 
 margin: 15px auto;
 width: 775px;
 padding: 0;
 background: white;

}
#header {
	float: left;
	padding: 0px;
	margin: 0px;
	width: 775px;
	height: 65px;
	color: #09496D;
	background:url(../images/nav_background_on.png) repeat-x top;
	border-top: 1px solid white;
}

#header ul {
	float: left;
	padding:25px 0 0 10px;
	margin:0px;
	width:620px
}

#header ul li {
	display:inline;
	margin:0px;
	padding:0px 10px 0 5px;
	text-transform:uppercase;
	font-size: 17px;
	font-weight: 900;
	border-right:1px solid white;
	


}

#header ul li a {
	padding:0px;
	margin:0px;
	color:#458DAD;
	text-decoration:none;
}


#header ul li a:hover {
	text-decoration:underline;
	color:#09496D;
}

#head_graphic {
	float:right;
	padding:0px;
	margin:0px;
	width:129px;
}
#head_graphic img {
	vertical-align:top;
}

#leftcolumn { 
 color: #333;
 background: white;
 margin: 0;
 padding: 0px;
 margin-bottom:30px;
 width: 230px;
 float: left;
}

#leftcolumn h1 {
	padding:10px 10px 0 10px;
	font-size:20px;
	color:#09496D;
}

#leftcolumn h2 {
	padding:10px 10px 0 10px;
	font-size:18px;
	color:#09496D;
}

#leftcolumn h3 {
	padding:10px 10px 0 10px;
	font-size:16px;
	color:#09496D;
}

#leftcolumn h4 {
	padding:10px 10px 0 10px;
	font-size:12px;
	color:#09496D;
}

#leftcolumn p {
	padding:5px 10px 5px 10px;
	margin:0px;
	font-size:11px;
	color:#666666;
	line-height:1.3em;
}

#leftcolumn a {
	color:#0a79ae;
}

#leftcolumn a:hover {
	color:#0a4b71;
}

#leftcolumn img {
	margin:0px;
	padding:0px
}

#leftcolumn hr {
	margin:5px 0 0 10px;
	padding:0px;
	border: none 0;
	border-top: 1px dashed #09496E;/*the border*/
	width: 190px;
	height: 1px;/*whatever the total width of the border-top and border-bottom equal*/
}




#rightcolumn { 
 float: right;
 color: #333;
 background: white;
 margin: 0px;
 padding: 0px 0 20px 0;
 height: auto;
 width: 545px;
 display: inline;
}


#rightcolumn h1 {
	padding:10px 0 0 0;
	font-size:24px;
	color:#09496D;
}

#rightcolumn h2 {
	padding:10px 0 0 0;
	font-size:20px;
	color:#09496D;
}

#rightcolumn h3 {
	padding:10px 0 0 0;
	font-size:18px;
	color:#09496D;
}

#rightcolumn h4 {
	padding:10px 0 0 0;
	font-size:16px;
	color:#09496D;
}

#rightcolumn p {
	padding:5px 5px 5px 0;
	font-size:13px;
	color:#333333;
	line-height:1.3em;
}

#rightcolumn a {
	color:#0a79ae;
}

#rightcolumn a:hover {
	color:#0a4b71;
}

#rightcolumn p img {
	float:right;
	margin:0 10px 10px 10px;
	padding:3px;
	border: 1px solid #A8A8A8;
	text-align:right;
}

#rightcolumn hr {
	margin:5px 0 10px 0;
	padding:0px;
	border: none 0;
	border-top: 2px dashed #72ACC8;/*the border*/
	width: 520px;
	height: 2px;/*whatever the total width of the border-top and border-bottom equal*/
}

#rightcolumn ul, #rightcolumn ol {
	margin: 0 0 0 35px;
}


#footer { 
 width: 775px;
 min-height:70px;
 clear: both;
 color: #333;
 font-size:12px;
 background: #106190 url(../images/footer_background.jpg) repeat-x top;
 margin: 0px;
 padding: 20px 0 10px 0;
 border-top: 2px solid white;
 border-bottom: 6px solid #09496D;
}

#footer p {
	padding:0 0 15px 0;
	margin:0px;
	color:white;
	text-align:center;
}

#footer p a {
	padding:0px;
	margin:0px;
	color:white;
	text-align:center;
	text-decoration:none;
}